Q. Do I have to pay a penalty for paying my payments?

All sold structured payments are approved by a judge in the state where the structure originated and therefore is not penalized according to the Structured Settlement Protection Act.

Q. What are the restrictions for using my structured settlement lump sum payment?
There are no restrictions. You can use the money to pay for college, buy a new home, medical expenses, vacation or anything else of your choosing.

Q. I am not interested in selling all of my payments. Does that matter?
No. You can sell some or all of your payments and we will work with you to guide you through that process. You are in charge of the transaction from start to finish.

Q. Is selling a structured settlement payment a legal transaction?
Yes. All transactions of this nature must be approved by a judge and must follow the laws as outlined by the Structured Settlement Protection Act.

Q. Are there companies that try to take advantage of people like me who try to sell their payments?
Yes. Some companies offer the lowest amounts possible to maximize their profit. We strive to help you gain the MOST money possible and do not take advantage of our clients.

Q. Do you recommend that I sell my payment stream?
It depends on your situation. If you do not need the cash now, we recommend that you do NOT sell your payments. We only recommend selling payments when there is an immediate need for cash now.

Ethics Opinion
For an ethics opinion on litigation funding in your state, please call Golden Pear Funding at 212-244-8200.