What are the benefits of a lawsuit cash advance?

An advance will supplement lost income and help you pay for basic living expenses while you wait for your case to settle.

Aside from much needed living expenses, how else can an advance help me?
Deep-pocketed insurance companies typically lengthen the time it takes for injured victims to settle their lawsuits. They do this because they believe these victims may run out of cash and force their attorneys to prematurely settle for a lower amount than what might be appropriate. An advance helps to level the playing field and provides the needed cash you need to allow your attorney to negotiate vigorously on your behalf and get you the settlement you deserve.

Is a non-recourse cash advance the same as a loan?
NO! An advance is NOT a loan. If you lose your case, you need not repay Golden Pear. We only collect money if you settle or win your lawsuit. A loan is a guarantee to repay an obligation regardless of outcome.

How much money can I get?
While every case is different, Golden Pear will advance between $500 and $100,000.

How long does it take to get the advance?
An advance typically takes between 24 and 48 hours after the application process is complete and after we have received the required documents from your attorney.

Do you take a role in my lawsuit?
No. We do not get involved with your case. You and your attorney continue to make all decisions. We simply provide assistance in the form of financing during the process.

Should I speak with my attorney about your services?
Absolutely! We encourage you to contact your attorney to discuss this transaction.

Why would my attorney recommend against using this type of service?
Your attorney may not have experience with Golden Pear Funding or with the financial difficulties faced by personal-injury victims such as yourself. Furthermore, he or she might be concerned about how this might affect their handling of the case or the administrative work involved. We would be happy to address any such concerns with your attorney.

Can I get additional funds in the future from Golden Pear?
Yes. We are happy to re-evaluate your case after you receive an advance from us. We will even work with you to structure periodic payments based on your specific financial needs.

What if I have already received money from another company?
Golden Pear can still advance funds to you even if you have gotten money from another company. We would need to buyout the prior advance first. However, with our rate structure, this often saves you money, kind of like refinancing a mortgage.

Why use Golden Pear Funding vs. other similar companies?
Golden Pear provides the best service, at the most competitive rates and is the easiest to do business with. Most companies rely on banks or hedge funds to borrow the money they need to give you an advance. At Golden Pear, we use our own funds and can make decisions more quickly than our competitors.